Intelligent Loan Management
Empower smarter lending with AI-driven underwriting, instant loan decisioning, and predictive insights that minimize risk and accelerate approvals.
Key Features
Automated Loan Workflows
Leverage a platform built for low-code automation and Straight-Through Processing (STP) to minimize errors and effort. It provides 220+ Pre-Built Banking Journeys/transactions with configurable process flows and dynamic routing workflows for exception handling. Secure your process with seamless transactions using Multi-Factor Authentication (MFA).
AI-Powered Underwriting
Implement intelligent risk assessment using a configurable Risk Rating engine that defines weights to different attributes (like customer assets and occupation). Utilize integrated Credit Scoring by connecting to credit bureaus or using the inbuilt scoring engine. Protect against fraud with real-time Deep fake detection , Document Forensics , and an explicit Forgery Score calculation.
Instant Loan Decisioning
Deliver immediate customer feedback with rapid STP and automated checks for Affordability and Eligibility. Expedite compliance using External Data integration for screening and validation, including World-Check and government registries. The system is fully KYC/AML compliant and approved by 20+ central banks.
Predictive Delinquency
Alerts Proactively manage risk with Collections Automation. Engage customers using Risk Assessment based Notifications , targeted Voice Broadcast, and secure Smart Promise-to-Pay Tracking. Drive action based on Propensity Analysis for behavioral prediction
Comprehensive Portfolio
Analytics Gain clarity with real-time business intelligence and inbuilt analytics. Use the powerful Generative AI-powered Data Lens to generate custom reports via Natural Language Queries (NLQ). Monitor operational efficiency with built-in Ageing Reports and detailed analytics for OCR , Face Recognition , and Forgery.
AI-Driven Dynamic Pricing
Optimize pricing and terms using configurable Product Parameters, flexible Charges , and granular Limits. This supports real-time EMI Calculation and flexible Loan Rescheduling options such as Term Extension, Payment Holiday, and Reduced Payment Plan.
Transform Your Lending Operations
Reduce risk, accelerate approvals, and improve portfolio performance with AI-powered loan management.
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