Build AI-Powered Open Banking

Provides prebuilt, consent-driven APIs for accounts, payments, lending, and insurance—aligned with global Open Finance standards. Designed for rapid integration with cloud, hybrid, and on-premise environments to accelerate time-to-market.

Build and launch APIs in days, not months, with our low-code platform featuring drag-and-drop builders, AI transformations, and enterprise-grade security.

What is Open Banking with AI?

❌ Traditional API Development

  • • 6-12 months to build APIs
  • • Manual data transformation
  • • Complex partner onboarding
  • • Limited API documentation
  • • Months to add new endpoints
  • • High development costs

✓ AI-Powered Open Banking

  • • Days to launch APIs with low-code
  • • AI auto-generates transformations
  • • Self-service developer portal
  • • Auto-generated documentation
  • • Hours to deploy new endpoints
  • • 80% faster, 60% lower cost

Real-World Use Case: Fintech Lending Integration

Day 1
Fintech partner requests account aggregation and credit scoring APIs to underwrite loans for bank customers
Day 2-3
Bank's IT team uses drag-and-drop API builder to create 5 endpoints - AI auto-generates JSON/XML transformations from core banking schema
Day 4
Fintech onboards via developer portal, tests APIs in sandbox, reviews auto-generated documentation
Day 5
APIs go live - fintech pulls customer transaction data (with consent), runs credit model, approves $2M in loans first month
Result
5-day API deployment vs 6 months traditional, zero manual coding, fintech processes 500 loan applications/day, bank earns revenue share on every loan

Comprehensive Open Banking Capabilities

Everything you need to build, secure, and scale open banking APIs with compliance and innovation

Modular API Suite

Prebuilt, consent-driven APIs for accounts, payments, lending, and insurance—aligned with global Open Finance standards and rapid integration.

Developer Portal

Self-service portal with API documentation, sandboxes, certification tools, and interactive code samples for fast fintech and partner enablement.

Secure & Compliant

API gateway security, FAPI 2.0 compliance, CB UAE certified, with continuous monitoring, AML checks, and customer-controlled consent management.

Configuration & Version Management

Centralized configuration for quick deployment, multi-version API management, seamless upgrades, and backward compatibility support.

Analytics Platform

Real-time insights across API usage, transaction monitoring, anomaly detection, and role-based dashboards for compliance and operations.

Rapid API Development

Low-code API builder with drag-and-drop tools, prebuilt connectors, data transformation layer, and AI-generated transformations for fast development.

Consent Management

Customer-controlled consent flows with granular permissions, consent revocation, audit trails, and compliance with data protection regulations.

Third-Party Integration

Prebuilt connectors for core banking systems (Finacle, Flexcube, T24), payment gateways, credit bureaus, and fintech ecosystem partners.

Multi-Tenant Architecture

Support multiple banks, brands, and regulatory environments from a single platform with isolated data, customized branding, and localized compliance.

Why Banks Choose BankBuddy.ai Open Banking

2-5 days
API deployment time
80%
Faster development with low-code
10X
Faster partner onboarding

Enterprise-Ready Open Banking Platform

Low-Code API Builder

  • • Drag-and-drop API development
  • • AI auto-generates transformations
  • • Prebuilt connectors for core banking

Developer Portal

  • • Self-service onboarding
  • • Sandbox testing environment
  • • Auto-generated documentation

Security & Compliance

  • • FAPI 2.0 compliant
  • • OAuth 2.0, ISO 27001, GDPR
  • • Real-time AML/CFT checks

Rapid Deployment

  • • Days to launch new APIs
  • • Multi-version API support
  • • Cloud, hybrid, on-premise ready

Business Benefits & KPIs

Measurable outcomes that drive open banking success

2-5 Days API Launch

Rapid API deployment with low-code development

80% Faster Development

Low-code tools accelerate API creation and maintenance

10X Partner Onboarding

Self-service portal speeds up developer onboarding

100% Compliance

FAPI 2.0, OAuth 2.0, GDPR, and ISO 27001 certified

45% Cost Savings

Lower development and maintenance costs with automation

25+ API Products

Pre-built APIs for accounts, payments, KYC, and more

Ready to Transform Your Open Banking Ecosystem?

Join leading banks in leveraging AI-powered Open Banking to accelerate innovation, ensure compliance, and deliver hyper-personalized financial services