Insights & Resources

BankBuddy Blogs

Insights, guides, and thought leadership on Composite AI, digital banking transformation, and the future of financial services.

Categories:
8 min read
Composite AI

Composite AI for Frictionless Digital Customer Onboarding

Digital onboarding has gained massive uptake in the banking and financial sector. Learn how banks can reduce onboarding dropouts by creating intuitive dynamic onboarding journeys with composite AI.

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6 min read
Composite AI

A Definitive Guide To Composite AI in Banking

The global artificial intelligence (AI) in Banking is expected to reach USD 130 Billion by 2027. Discover how Composite AI combines multiple AI realms to solve complex business problems.

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5 min read
Composite AI

4 Ways AI Can Transform the Insurance Industry

With declining mobile app downloads, leveraging AI as part of a new digital strategy to provide channel-agnostic digital engagement to customers is the way forward for insurance companies.

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7 min read
Composite AI

It's Time for OMNI-DIGITAL BANKING

Omni digital banking is about bringing Digital business models to life across all customer journeys by sprinkling intelligence in every moment of truth.

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6 min read
Composite AI

Prevent Customer Churn With Artificial Intelligence

How can banks identify at-risk customers and prevent customer churn before it happens? Discover insight-based action using predictive models.

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5 min read
WhatsApp Banking

New Account Opening on WhatsApp

With over 2 billion users worldwide, offering WhatsApp-based instant account opening can become a game-changer for banks.

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6 min read
WhatsApp Banking

Why BankBuddy is the Most Secure WhatsApp Banking Platform

Learn how BankBuddy enables banks to combat fraud and offer the most secure WhatsApp banking platform with multi-level security.

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5 min read
WhatsApp Banking

What Does a Secure WhatsApp Banking Customer Journey Look Like?

A comprehensive list of security features to ensure customers get the most secure WhatsApp banking experience.

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7 min read
WhatsApp Banking

Accelerating Digital Remittance with WhatsApp

Discover how WhatsApp can help overcome barriers to digital remittance adoption and transform the $930B global remittance industry.

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6 min read
WhatsApp Banking

Insurance WhatsApp Chatbots: The Next Big Thing

Learn how insurance carriers can supercharge customer experience with WhatsApp chatbots for lead management, onboarding, and claims.

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5 min read
WhatsApp Banking

WhatsApp for Wallet: The Future of Contactless Payments

How can banks leverage WhatsApp banking to launch wallet services and increase user adoption for contactless payments?

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5 min read
WhatsApp Banking

WhatsApp for Wallet: Complete Integration Guide

Comprehensive guide to integrating WhatsApp with digital wallet services for seamless customer experience.

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4 min read
WhatsApp Banking

Login to WhatsApp Banking Chatbot: Security Best Practices

Discover how BankBuddy's multi-level security makes WhatsApp banking more secure than traditional mobile and internet banking.

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5 min read
WhatsApp Banking

5 Things to Enhance Your WhatsApp Banking Experience

Essential WhatsApp banking experience enhancers including seamless banking, personalized recommendations, and two-factor authentication.

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4 min read
WhatsApp Banking

WhatsApp Banking: Complete Guide to Implementation

Five crucial points to consider before launching WhatsApp banking including user experience, use cases, and fallback mechanisms.

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5 min read
Customer Onboarding

Essential Checklist for AI Remote Onboarding and eKYC for Insurance

Discover how AI-based eKYC and insurance onboarding enables carriers to deliver enhanced CX with paperless policy purchase.

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4 min read
Customer Onboarding

eKYC for Banking Customers: Complete Digital Journey

Learn how BankBuddy's omnichannel solution enables banks to remotely acquire new customers and complete eKYC in under 5 minutes.

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5 min read
Customer Onboarding

Customer Onboarding Chatbot: The Digital Revolution

Discover how AI-based remote onboarding and eKYC help banks accelerate customer acquisition with end-to-end automation.

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6 min read
Voice Banking

AI-Based Voice Banking for Customer Engagement

What does voice banking mean to the future of customer engagement? Explore how AI-powered voice assistants are transforming banking.

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6 min read
Agent Assist

Automated Agent Handoff for Banking Customer Support

Learn how BankBuddy's Agent Handoff module leverages AI and intelligent chat routing to automate bot-to-agent handoff.

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4 min read
Hyper Personalisation

Use Clickstream-Based Personalisation to Enhance Digital Banking Sales

Leverage intelligent recommendations to increase revenue per session, reduce churn rate, and increase user conversion.

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5 min read
Hyper Personalisation

Hyper-Personalize Banking with AI Recommendation Engine

Discover how AI-powered recommendation engines help banks engage customers with the right product at the right time.

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4 min read
Invoice to Pay

Invoice to Pay for SME Customers: Digital Transformation

How cash management and invoicing solutions drive viral sales and enhance digital engagement for SME customers.

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5 min read
Invoice to Pay

The Canny Co Partners with BankBuddy for CannyPay Solution

FinTech platforms Canny and BankBuddy partner to launch CannyPay, an innovative e-invoicing and payments solution for SMEs.

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8 min read
Loans & Credit

Why Loan TAT Is Still Measured in Days (Even with Digital LOS)

The bottleneck isn't scoring—it's disconnected onboarding, documents, approvals, and disbursement systems. Discover how integrated platforms reduce loan TAT from days to hours.

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7 min read
Loans & Credit

End-to-End Lending: From Customer Intent to Repayment in One Flow

True lending transformation happens when origination, servicing, collections, and engagement sit on one platform. Learn how unified systems drive 40% faster loan processing.

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6 min read
Loans & Credit

Why Credit Decisions Shouldn't Stop at Approval

Integrated platforms enable dynamic credit management—limit changes, early warnings, and personalized repayment journeys that reduce defaults by 30%.

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7 min read
Loans & Credit

The Missed Opportunity in Loan Servicing

Most banks digitize origination but ignore servicing, where cost, churn, and defaults actually happen. Discover why smart servicing drives 25% cost reduction.

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8 min read
Open Banking & Open Finance

Open Banking Isn't About APIs—It's About Process Ownership

APIs without orchestration create compliance, not value. Monetization comes from embedding them into journeys. Learn why process ownership matters more than API exposure.

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9 min read
Open Banking & Open Finance

Why Open Banking Monetization Fails in Most Banks

Data is exposed, but not operationalized across lending, onboarding, and payments. Discover why 89% of banks struggle to generate revenue from open banking.

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7 min read
Open Banking & Open Finance

Compliance vs Value: The Two Speeds of Open Banking

Banks that treat open banking as a platform capability—not a regulatory project—move faster on innovation. Learn the difference between compliance-speed and platform-speed.

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8 min read
Open Banking & Open Finance

The Hidden Cost of Open Banking Without Integration

Each API becomes another system to monitor, reconcile, and explain to auditors. Discover the $2.4M annual operational burden most banks don't budget for.

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8 min read
Agency Banking & Distributed Channels

Why Agency Banking Breaks at Scale

Disconnected agent apps, manual controls, and delayed reconciliation kill margins at scale. Learn how unified platforms enable profitable agency banking growth.

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9 min read
Agency Banking & Distributed Channels

Agency Banking Is Not a Channel—It's a Workforce

Agents need the same integrated tooling as branches: onboarding, limits, cash, support, and compliance. Discover why treating agents as workforce drives 4.2x productivity.

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10 min read
Agency Banking & Distributed Channels

The Difference Between Agent Enablement and Agent Dependence

Integrated systems reduce fraud risk while empowering agents to do more with less oversight. Learn the critical difference between enablement and dependence.

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9 min read
Agency Banking & Distributed Channels

How Unified Platforms Reduce Agent Fraud Without Slowing Growth

Real-time controls beat post-facto audits every time. Discover how unified platforms enable 82% fraud reduction while accelerating agent network expansion.

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Ready to Transform Your Digital Banking?

Discover how BankBuddy.ai can help you implement the strategies and technologies discussed in our blogs to drive real business results.